Make your money work, so you don’t have to. Author not pictured.Spencer Platt/Getty Images

I always wanted to be a financial adviser. And then I became one and quickly realized that my dream wasn’t everything I thought it would be.

There were three things, in particular, that drove me nuts and ultimately led to my demise.

1. Most people hate to think and talk about money. We spend more time adjusting our fantasy football lineups and planning our next vacation than we do thinking about our budgets and asset allocations.

2. A financial adviser can’t do what’s best for his client AND maximize his own personal income. There are misaligned incentives.

3. No matter how much you read, how much you learn or how hard you try – it doesn’t increase your probability of predicting what’s next in the markets.

The good news, though, is that I learned a f—ton, which according to Google, is equal to 10 metric sh—loads. And I’m going to share five of those with you below.