Ulster Bank to remove ‘hard’ credit searches applied to the accounts of e-Savings customers

The easy access e-Savings account is still a “best buy”, offering a rate of 1.25pc on deposits of £1 or more. According to SavingsChampion.co.uk, however, existing customers say that the account has a complex and confusing application process.

Customers will need a card and a card reader to withdraw money from their account, and because online ID verification is strict, you may be required to take ID to a branch for verification. This can be done at an Ulster Bank, RBS or NatWest branch.

The next best easy access account is from Virgin Money and pays 1.21pc on deposits of £1 or more. The account isn’t entirely easy access, though, as it permits a maximum of two easy access withdrawals per year.

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