Mortgage

Virgin Money launches 2- and 5-year fixed exclusives – Mortgage Strategy

Virgin Money is launching exclusives and making selected withdrawals, effective tomorrow (6 June).

The lender will be adding to its exclusive remortgage range an 80% loan-to-value (LTV) two- and fiver-year fix with a fee of £895 at 5.39% and 4.84% respectively. Both come with a free valuation and legals.

Meanwhile, in its exclusive purchase, there will be a new 75% LTV five-year fix with a fee of £895 at 4.56% while the 80% LTV five-year fix fee-saver will be launched at 4.80%.

Virgin will also be making the following changes from 8pm tonight (5 June).

  • Selected fix and switch purchase fixed rates will be increased by up to 0.10%, with rates starting from 5.34%.
  • 90% LTV own new two-year fixed rates will be increased by 0.05%, with rates starting from 2.78%.
  • Buy-to-let (BTL) fixed rates with 3% fee will be reduced by 0.02%, with rates starting from 4.03%.
  • Selected BTL five-year fixed rates with 1% fee will be reduced by 0.02%, with rates starting from 4.67%.
  • 90% purchase two-year fixed rate with £995 fee will be increased by 0.05%, to 5.44%.
  • 95% purchase two-year fixed rate fee-saver will be increased by 0.10%, at 5.94%.

The lender will also withdraw the 90% LTV purchase exclusive five-year fix fee-saver at 5.00% from 8pm tonight.


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