A stamp duty is a crucial part of real estate dealings. This stamp duty is different in various states of India and applies to all types of deeds or transfer instruments, such as conveyance deeds, gift deeds, agreements to sell, etc. In this article, learn about:
- Stamp duty in Tamil Nadu
- Registration charges in Tamil Nadu
- Stamp duty for different deeds in Tamil Nadu
What is Stamp Duty in Tamil Nadu?
Anyone making a property transaction in Tamil Nadu must mandatorily pay the stamp duty and the registration fee to ensure the property’s ownership is legalised and registered. The rates of stamp duty in Tamil Nadu are standardised.
However, these rates might vary depending on the deed type and transaction type. From 1 April 2025, the Tamil Nadu Government provides a concession on registration charges for women where the property is valued below ₹10 lakh.
Registration Charges & Stamp Duty Rates in Tamil Nadu in 2026
Paying the stamp duty is important to protect buyers in case of fraud, as these tax payments make a record in the government books that ensures the safety of your transaction. Here is a table comprising stamp duty rates and registration charges based on gender:
| Gender | Registration Fees | Tamil Nadu Stamp Duty Rates |
| Female | 4% | 7% |
| Female (For properties valued up to ₹10 lakh) | 3% (From 1 April 2025) | 7% |
| Male | 4% | 7% |
(These rates are the percentage value of the property’s market value).
Stamp Duty for Different Deeds in Tamil Nadu
Different types of deeds in Tamil Nadu have different stamp duty rates and registration fees. The table shows the stamp duty for various deeds in Tamil Nadu:
| Deed Type | Stamp Duty | Registration Charges |
| Exchange Deed | 7% of the market value of the property | 4% of the market value of the property |
| Gift Deed | 7% of the market value of the property | 4% of the market value of the property |
| Sale/Conveyance Deed | 7% of the market value of the property | 4% of the market value of the property |
| Simple Mortgage Deed | 1% of the loan amount, subject to a maximum of ₹40,000 | 1% of the loan amount, subject to a maximum of ₹10,000 |
| Mortgage with Possession Deed | 4% of the loan principal amount | 1% of the loan amount, subject to a maximum of ₹2,00,000 |
| Lease Deed (Below 30 Years) | 1% of the total rent, premiums, fines, etc. | 1%, subject to a maximum of ₹20,000 |
| Lease Deed (Up to 99 Years) | 4% of the total rent, premiums, fines, etc. | 1%, subject to a maximum of ₹20,000 |
| Lease Deed (Above 99 Years or Perpetual Lease) | 7% of the total rent, premiums, fines, etc. | 1%, subject to a maximum of ₹20,000 |
| General Power of Attorney (for the sale of an immovable property) | ₹100 | ₹10,000 |
| General Power of Attorney (for the sale of an immovable property given to a family member) | ₹100 | ₹1,000 |
| General Power of Attorney (for the sale of a movable property) | ₹100 | ₹50 |
| General Power of Attorney (when power is given for consideration) | 4% of the consideration value | 1% of the consideration value or ₹10,000, whichever is higher |
| Settlement in Favour of Family Members | 1% of the market value of the property, subject to a maximum of ₹25,000 | 1% of the market value of the property, subject to a maximum of ₹4,000 |
| Other Cases of Settlement | 7% of the market value of the property | 4% of the market value |
| Release Among Family Members | 1% of the market value of the property, subject to a maximum of ₹25,000 | 1% of the market value of the property, subject to a maximum of ₹4,000 |
| Release Between Non-Family Members | 7% of the market value of the property | 1% of the market value of the property |
| Partition Among Family Members | 1% of the market value of the property, subject to a maximum of ₹25,000 for each share | 1%, subject to a maximum of ₹4,000 for each share |
| Partition Among Non-Family Members | 4% of the market value of the property for separated shares | 1% of the market value of the property for separated shares |
| Partnership Deed (Where the capital does not exceed ₹500) | ₹50 | 1% of the capital invested |
| Partnership Deed (Other Cases) | ₹300 | 1% of the capital invested |
Registration Charges in Tamil Nadu in 2026
The registration charges for the sale of a property are 4% of the market value. This remains the same for all cities in Tamil Nadu. However, from 1 April 2025, the government has given a relaxation of 1% on registration charges for women. Thus, any woman purchasing property whose value is below ₹10 lakh has to pay registration charges of 3% of the market value.
How To Calculate Stamp Duty in Tamil Nadu?
The state government charges stamp duty on a percentage based on the market value of the property. Let us understand this with an example.
Suppose Rajarshi buys a property at ₹60,00,000 where the stamp duty is 7% and the registration fee is 4% of market value. Stamp duty in Tamil Nadu and registration fees will be as follows:
Stamp duty: 60,00,000 x 7% = ₹4,20,000
Registration fees: 60,00,000 x 4% = ₹60,000
Thus, Rajarshi must pay ₹4,80,000 (₹4,20,000 + ₹60,000)
How to Pay Stamp Duty in Tamil Nadu?
There are both online and offline ways for you to pay your stamp duty in Tamil Nadu. Here is an explanation of both ways.
Payment of Stamp Duty in Tamil Nadu Online
- Visit the SCHIL website.
- Click on ‘e-Stamping’ and select your state as ‘Tamil Nadu’ in the ‘State List’.
- Download the ‘Application form for Stamp Duty Payment’.
- Print out the form, fill it out and visit your nearest Stock Holding e-Stamping counter.
- Pay up your stamp duty via any mode of payment of your choice including NEFT, RTGS, direct account transfer, etc.
Payment of stamp duty in Tamil Nadu offline
- Buy a stamp duty paper from the treasury or use franking to get your document stamped.
- Visit the sub-registrar’s office in your city.
- Fill out the application form to pay stamp duty.
- Pay your stamp duty using any mode of payment like NEFT, RTGS, debit and credit cards and cash.
Exemptions & Concessions on Stamp Duty in Tamil Nadu
Tamil Nadu state government provides exemptions and concessions on stamp duty and registration fees based on certain types of properties and different individuals. Here is a list of different types of concessions provided by the Tamil Nadu state government:
- Purchasing of Agricultural Land: The state government provides concessions in stamp duty in the registration fee when you buy agricultural land and solely use it for agricultural purposes. This promotes agricultural growth in Tamil Nadu.
- Government Schemes for Affordable Housing: Tamil Nadu state government provides exemptions on stamp duty and registration fee for affordable housing for the poor. Lower to middle-class people can avail this opportunity for building their houses.
Tamil Nadu state government charges stamp duty and registration fee up to 7% and 4% respectively. However, they do provide concessions and exemptions on different types of properties and deeds, like a gift deed among related family members to enjoy relief on stamp duty rates.
Similar Articles:
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2. Stamp Duty & Registration Charges in Gujarat 2026
3. Stamp Duty & Registration Charges in Karnataka 2026
4. Stamp Duty & Registration Charges in Delhi 2026
5. Stamp Duty & Registration Charges in Rajasthan 2026
6. Stamp Duty & Registration Charges in Uttar Pradesh (UP) 2026
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