Mortgage product availability reaches new peak in February

March 14, 2025

1 minute read

The availability of mortgage products reached a new peak in February, data from Twenty7tec has revealed.

At the end of February 2025 there were a total of 25,090 mortgage products in the market.

This was the first time there have ever been more than 25,000 products and is up by 2.33 per cent compared to January 2025.

Twenty7tec director, Nathan Reilly, said: “For years, we saw the peak of March 2020, pre-lockdown, where the market had set a record of 20,176 products available and thought it might prove hard to surpass.

“It took until March 2024 to better that figure, and the market has only continued to flourish since then.

“In fact, every month has beaten the year prior’s equivalent month for the past 19 months. That’s quite a bull run for the market.”

The data found the market is currently at a “new high” for products in the maximum 90 per cent LTV and maximum 95 per cent LTV ranges, with over 1,806 products available.

February also set a new record for the highest number of average products available per day at 24,776.1 products per day.

This is 27.1 per cent more products available per day on average in February 2025 compared to February 2024.