Zephyr reduces rates on 5-year and lifetime tracker mortgage products – The Intermediary

Specialist buy-to-let (BTL) lender Zephyr Homeloans has made a 0.15% reduction across its 5-year fixed and lifetime tracker mortgages.

The lender said that it is offering the following for properties with an A to C-rated energy performance certificate (EPC): 5.15% on a 5-year fixed rate standard BTL mortgage up to 65% loan-to-value (LTV), with a 5% product fee; 6.79% for a lifetime tracker BTL mortgage up to 65% LTV, with a 3% product fee.

Zephyr is offering the following rates for properties with an EPC rating of D or E: 5.25% on a 5-year fixed rate standard BTL mortgage up to 65% LTV, with a 5% product fee; 6.89% for a lifetime tracker BTL mortgage up to 65% LTV, with a 3% product fee.

Paul Fryers, managing director at Zephyr Homeloans, said: “It’s great to be able to offer reductions to brokers for their BTL landlord customers, as we hopefully start to see some green shoots of recovery for the market in 2024.”